Keyless car theft is a major issue due to the way the “keyless” design works. The keyless remote is a radio system that’s RF transmissions are received by the systems received, located in the car, extracts it and sends the data to the CPU which opens the car. This has become easy for thieves to mimic and convince the car that a transmission coming from their radio is the key and automatically open it. Here are a few ways you can aid the prevention of your keyless car being stolen:

1. Disabling the keyless entry feature and using the key to manually unlock the car – this is a controversial tip because keyless entry is obviously a key feature of newer cars because it is so practical, however, it puts the car in a much higher risk level.
2. Faraday cage box storage = when in your home, the faraday key box is a good way of preventing the theft of your car, this is because the box blocks the RF signals so hat thieves can’t mimic them to break into the car. The box should be stored in your bedroom, this is so that if somebody where to break into your home, you can try and prevent them from steeling the keys. Further, cars come with 2 keys, so it is important that you have another separate box for the spare keys. Hiding this second box somewhere safe that thieves are unlikely to find is important, because if they were to steel your first set of keys from your bedroom, the second set can help you when finding the stolen vehicle.
3. Faraday pouch = the pouch is an alternative to the box; however, it also means that you can take it with you when you go out of the house as it is compact and will fit in your pocket.
4. Physical prevention when the car is parked = physical prevention is easier with those with drives. The best methods being a gate or bollard. Electric gates are even better than the average gate as it will be more inconvenient for the thieves. However, if you park your car on the road of can’t have a gate/bollard installed, other prevention methods are steering wheel locks, wheel clamps and wheel locks. However, wheel locks aren’t recommended unless you are able to invest in a high-quality lock. This is because many of them are fitted with cheap and easily broken locks which means that thieves will remove it easily.
5. Cameras = having cameras in or around your property will help you to identify thieves which may help you to recover a stolen vehicle quicker.
6. Tracking system installation = Tracking systems allow you to locate the car, giving you a higher chance of recovering the vehicle, however, it is important to choose a tracking company that is very discreet so that thieves are unable to easily see the tracker and remove it. One of our insurers recorded that their has been a 50% reduction of thefts when people install sophisticated tracking systems.

 

For more advice on the prevention of Keyless car theft, please get in touch with us via one of the options below!

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Aviva’s new Risk & Reputation service for cyber insurance policyholders

In today’s business environment, a positive or negative reputation can be achieved with just one click. Unfavourable reviews or negative publicity, whether accurate or just a hearsay, can seriously harm a small business or an established national brand.

Aviva and YouGov conducted a survey together with 500 SME’s taking part. The survey was on “how social media and online-based harms can impact micro, small and medium sized businesses”. 39% of these SME’s were found to be stressed by the thought of a bad review, and over 25% had been negatively affected by a bad review before.

Aviva teamed with RiskEye to guard against online risk and reputational harm caused by impersonation, ad scams, fake reviews, misinformation, and disinformation because they know that online reviews and a business’s reputation may have a substantial impact on their consumers’ buying decisions. They are offering their Cyber customers 24/7 365 security by integrating their services with Aviva’s Incident Response service, which is currently offered to their customers with a Cyber policy.

 

 

In what ways might RiskEye and Aviva’s New Risk & Reputation Service help you?

When necessary, Aviva clients can reach an expert at RiskEye by calling their existing Incident Response Helpline. This expert can offer a mitigation and monitoring service to assist safeguard your business. When it is feasible, they work with legal professionals to assist in the removal of any detrimental online content. The service may include:

Contribute to the implementation of social media best practices to stop a recurrence.

Strategies to reduce or lessen potentially harmful online information

Crisis Handling

platform monitoring to see if a post becomes popular.

Support for harm brought about by phoney reviews, ad frauds, misinformation, and disinformation

 

To discuss a new policy, or current policy  please get in touch with us via one of the options below!

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Under-Insurance

Underinsurance occurs when a policyholder’s insurance coverage is insufficient to meet their demands. This could result in a claim amount that is greater than the highest amount that the insurance company will pay out in the case of a claim. The policyholder may experience a shortfall as a result, which could cause the organisation to suffer a significant financial loss.

Here are 6 ways to prevent under-insurance:

1. Regularly valuing the business assets accurately so that you are able to keep your insurance accurate. This can be done by the business, however, you are also able to hire a professional.

2. Providing your insurer with the correct cost of rebuilding your property, not the market value or original price that you paid.

3. Calculate your actual total revenue and provide that figure to your insurance company so that they can accurately access the potential risks that come with your operation and provide the correct insurance to protect you from these risks.

4. Determine an appropriate indemnity period so that you are allowing your business the appropriate time to recover from any loss incurred.

5. Ensure you are increasing your sums insured inline with the inflation.

6. Review the wording of your policy to ensure that you have the broadest cover to protect you. You should also update the policy when making any business changes.

 

Your Insurance policy’s should be able to provide you with cover that protects you against such losses. If you would like more information on this type of cover or would like to check your policy’s are correct, please get in touch with us by clicking one of the options below!

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Employment Tribunal compensation limits and other statutory benefits, such as statutory redundancy pay, are increased annually and are declared by the government. The new rates will take effect on April 6, 2024, and they will be applicable to any related incidents that take place on or after that day. The Employment Rights (Increase of Limits) Order 2024, which takes effect on April 6, 2024, will implement the modifications.

 

What are the key changes?

Cap on a Statutory Week’s Pay – Increasing from £643 to £700

Cap on Statutory Redundancy Pay – Increasing from £19,290 to £21,000

Maximum Basic Award for Unfair Dismissal – Increasing from £19,290 to £21,000

Additional Award for Unfair Dismissal – Increasing from £16,718 to £33,436 to £18,200 to £36,400

Statutory Guarantee Pay – Increasing from £35 per day (subject to a maximum of five days or £175 in any three months) to £38 per day (subject to a maximum of five days or £190 in any three months)

Compensation for unfair dismissal – increase from £105,707 to £115,115

The higher rates are a reflection of the retail prices index’s 8.9% increase between September 2022 and September 2023.

 

What do these increases mean for employers?

Employers should be informed of the higher rates starting in April 2024, especially if there are any impending layoffs or reductions. It is also important for employers to know that starting in April 2024, there will be increases to the National Minimum Wage rates in addition to statutory benefits including shared parental leave, maternity, paternity, and sick pay.

 

To find out more about the Employment tribunal compensation increase and how it affects you,

Please feel free to get in touch with us by clicking one of the options below!

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The job market in the UK has been chronically tight for a while now. Many people left their jobs during the “Great Resignation” that followed the COVID-19 epidemic as a result of refocusing their priorities, creating a large number of employment openings. Employers still have difficulties due to high inflation and skills shortfalls, even if job postings decreased in 2023, suggesting a weakening of the market. As a result, companies this year will probably still have trouble finding and keeping outstanding workers. Employers may plan ahead and prepare their recruiting and engagement strategies by reading this article, which explores trends in attraction and retention to monitor in 2024.

Skills-based hiring –

Organisations will likely encounter difficulties in 2024 recruiting employees with the necessary qualifications. ManpowerGroup’s 2024 UK staff Shortage Survey indicates that 80% of UK companies have trouble finding staff with the necessary skills. Finding talent in the fields of administration, engineering, IT, and data is particularly difficult. As a result, a lot of companies are shifting the focus of their hiring processes from a certain degree or experience to identifying workers with the proper qualities. Skills-based hiring is a notion that can assist organisations in finding qualified applicants for available positions. Employers can take advantage of this hiring strategy by valuing employees’ capacity for learning and development, offering strong learning and growth programmes, and concentrating on identifying individuals who have a great cultural fit.

Gen Z –

The most recent Workplace Trends research from Glassdoor anticipated that in 2024, Gen Z workers would surpass baby boomers in the full-time workforce. People of this generation, which is regarded as those born between 1997 and 2012, typically have different expectations and demands for the employment than earlier generations. Employers may therefore need to modify their approaches in order to draw in and keep this bright group of workers. People in Gen Z are generally socially conscious. In addition, they are interested in social interaction, company culture, flexibility in the job, and prospects for growth.

Pay transparency –

In 2023, there was a greater focus in pay transparency. Due to this, this trend will keep growing in 2024 as savvy businesses use openness as a recruiting tool. Interestingly, 78% of job applicants would be discouraged from applying for a position if the wage wasn’t disclosed, according to recruitment company Reed. Pay transparency is especially well-liked by younger generations and can enhance an employer’s standing by demonstrating their dedication to paying staff members fairly. is especially well-liked by younger generations and can enhance an employer’s standing by demonstrating their dedication to paying staff members fairly.

Mental health –

The state of one’s mental health and general wellbeing remain vital concerns for employers. Indeed, according to a recent survey from the well-being platform Gympass, 77% of workers would think about quitting a job when the company doesn’t prioritise their well-being. Because of this, employees are willing to go elsewhere if their employers do not meet their expectations about the integration of well-being into workplace culture. For this reason, in 2024, having a clear well-being strategy will probably be crucial in terms of employee retention.

Keeping up with pay –

The cost of living has risen faster than many employees’ existing pay due to the recent rapid increase in inflation. According to a recent Chartered Institute of Personnel and Development Labour Market Outlook, many companies anticipate raising wages in 2024, with an average salary increase of 5%. This is not surprising.

 

Furthermore, in an effort to enhance the work experience, firms are increasingly providing alluring benefits. According to data gathered by LinkedIn, 46% of businesses plan to improve their pay packages in 2024 by include benefits, such as remote working.

 

Your employees are the oil for the machine that is your business and it is important to keep up with their needs to retain them, as well as the trends to attract future employees. Please feel free to get in touch with us by clicking one of the options below!

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